Last updated: March 28, 2026
HELOCTool.com ("we," "us," "our") respects your privacy. This Privacy Policy explains how we collect, use, and protect information when you visit our website and use our HELOC calculator tools.
Information We Collect
Calculator Data
All HELOC calculator inputs and results are processed entirely in your browser using JavaScript. We do not collect, transmit, or store any financial data you enter into our calculators. No loan amounts, interest rates, home values, or calculation results are sent to our servers.
Automatically Collected Data
When you visit HELOCTool.com, our web server and analytics tools may automatically collect:
- IP address (anonymized in analytics)
- Browser type and version
- Operating system
- Pages visited and time spent
- Referring website
- Device type (desktop, mobile, tablet)
- General geographic location (country/region level)
Analytics
We use privacy-focused analytics to understand how visitors use our site. Our analytics tool does not use cookies, does not track individual users across sessions, and does not collect personally identifiable information. Analytics data is used solely to improve our calculator tools and content.
Cookies
HELOCTool.com does not use tracking cookies. If we display third-party advertisements in the future, those ad networks may use cookies subject to their own privacy policies. We will update this policy accordingly if and when third-party advertising is introduced.
Third-Party Services
We use the following third-party services:
- Bootstrap (CDN): For page layout and styling. Served via jsDelivr CDN.
- Google Fonts: For typography. Subject to Google's Privacy Policy.
Advertising
We may display advertisements through Google AdSense or similar advertising networks. These services may use cookies and similar technologies to serve ads based on your prior visits to this and other websites. You can opt out of personalized advertising by visiting Google's Ad Settings.
Data Security
We use HTTPS encryption for all connections to HELOCTool.com. Since our calculators process data locally in your browser, your financial information never leaves your device.
Children's Privacy
HELOCTool.com is not directed at children under 13 and we do not knowingly collect personal information from children.
Your Rights
Depending on your jurisdiction, you may have rights regarding your personal data, including the right to access, correct, or delete information. Since we do not collect personal financial data through our calculators, these rights primarily apply to any automatically collected server data.
California residents (CCPA): You have the right to know what personal information we collect and request its deletion. Contact us to exercise these rights.
EU/EEA residents (GDPR): We process minimal data based on legitimate interest (site operation and improvement). You may request access to or deletion of your data.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date.
Contact
Questions about this Privacy Policy? Contact us at contact@heloctool.com or visit our contact page.